Thank you, Mr. President, and good afternoon to everyone. Thank you for joining our virtual annual meeting. I'm very pleased to report to you this afternoon that our cooperative is in a strong and desirable position of financial wellbeing. Eight straight years, without a rate increase and the return of over a million dollars annually in capital credits in the past few years are just two examples of our cooperative's strong financial condition. Your cooperative's positive results reflect our dedication to provide a strong cooperative for the members. It's achieved by prudence, strategic planning and execution by leadership and all employees of Blue Ridge Energy. 

I hope you've had time to review the annual report contained in the statements, operations, the balance sheet of the cooperative found in your June issue of Carolina Country. 2020 was a year of challenge and difficulty for many due to COVID-19. I speak on behalf of the board and everyone at Blue Ridge Energy when I say we are very pleased that your cooperative was able to help members in their time of need. Among other efforts, our In This Together COVID-19 relief fund helped over 2,300 members and thousands and thousands of dollars in crisis energy assistance. These contributions came from your board, employees, members, and other residents in local communities. 

Thank you, to all who contributed to make a difference. I'm also pleased to report in 2020, we were able to continue much needed community support in other areas. For example, we're helping bring broadband to packets of our service area lacking this critical service. As President Joines stated in his remark, we secured a state great grant, and our partnering with Skybest Communications as our ridge link subsidiary has begun construction for Northwest Caldwell County. We're also working to secure grants for Watauga County and other areas as well. We also assisted in securing $2 million in interest-free REDLG loans and grants, in order to provide zero interest loans to local communities and organizations.

That applies to receive funds for projects and improve local quality of life. These rural economic development funds help retain and create jobs, improve emergency and fire and rescue response, and assist with improvements for the local hospital, use in elder resources and more. I hope you'll join me in our appreciation of our results, led by your cooperative's CEO, the executive team and all the dedicated employees of Blue Ridge Energy. Blue Ridge Energy who exemplifies the heart of every day of every working member in all of our community. At this time, I'd like to ask our cooperative's Chief Financial Officer, Katie Woodle, to come forward and present the financial report.